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EU Grants for Startups in 2026: Country-by-Country Guide

February 23, 2026
14 min read

Europe has more startup funding than most founders realise. Between EU-level instruments and national co-funding programmes, a single technology startup in 2026 can access anywhere from €30,000 at pre-seed to over €12.5 million through blended EIC finance. This guide maps every major programme by country so you can find the right fit for your stage and location.

€414M
EIC Accelerator 2026 budget
5.9%
EIC Accelerator success rate
€10B+
EIC total budget 2021-2027
40+
Eurostars participating countries

EU-Level Programmes: The Master Comparison

These programmes are run directly by EU institutions and are open to startups across all member states and most associated countries. They sit at the top of the funding stack and typically require the highest level of innovation ambition.

ProgrammeFundingTypeTarget Stage
EIC AcceleratorUp to €2.5M grant + €10M equityBlended financeTRL 6-8, scale-up ready
EIC PathfinderUp to €4MResearch grantTRL 1-4, consortia
EIC TransitionUp to €2.5MDevelopment grantTRL 4-6, bridging research
Eurostars (Call 10)€300-500K per partnerCollaborative R&DTRL 3+, cross-border
EIC STEP Scale-Up€10-30M equityStrategic investmentSeries B+, deep tech
EIT Urban MobilityUp to €2.5MInnovation grantMobility solutions
InvestEU (via banks)Loan guaranteesDebt / quasi-equityAll stages, via intermediaries
Horizon Europe (cascade)€50K-€200KSub-grantSMEs in specific sectors

EIC Accelerator 2026: Key Updates

The EIC Accelerator has introduced several structural changes for 2026 that improve the odds for well-prepared startups:

  • Six cut-off dates per year instead of three, giving startups more entry points throughout the year.
  • Simplified Step 1 with a shorter template and direct assessment criteria. Maximum 20 pages for the full proposal.
  • Blended finance minimum raised to €1 million, making it slightly less accessible for very early companies but more decisive for those who qualify.
  • Five challenge topics in 2026 with dedicated €50 million budgets each: advanced materials, low-emission food systems, generative AI, space technology, and future mobility.
  • EIC Accelerator Open with a €384 million budget accepts proposals in any technology field outside the challenges.
2026 Results: February Round
In the first 2026 results (October 2025 cut-off), 61 startups and SMEs from 17 countries were selected from 121 companies that reached the interview stage. Total proposed funding: €467 million. 85% chose blended finance. Top countries represented: Germany, Spain, France, and Sweden.

Eurostars 2026: Calls 10 and 11

Eurostars, run by the EUREKA Network and co-funded by Horizon Europe, targets R&D-intensive SMEs. It is the entry point for international collaboration for startups that are not yet ready for the EIC Accelerator.

  • Call 10: Open 16 January 2026, deadline 19 March 2026 at 14:00 CET.
  • Call 11: Open 9 July 2026, deadline 10 September 2026 at 14:00 CET.
  • At least two independent entities from two different Eurostars countries are required, with at least one being an EU or Horizon Europe associated country.
  • Successful Eurostars companies can bypass the EIC Accelerator Step 1 and submit directly to Step 2.
Quick Tip
If your Eurostars project is nearing completion, the direct EIC Accelerator Step 2 pathway is one of the most efficient routes to larger EU funding. Eurostars evaluators provide detailed feedback that sharpens your EIC proposal.

Startup Eligibility: General Requirements

Most EU startup grants share a common eligibility baseline. Check these before investing time in any application:

Legal entity registered in an EU member state or Horizon Europe associated country
Qualifies as SME: fewer than 250 employees, turnover up to €50M or balance sheet up to €43M
Autonomous company (not more than 25% owned by larger enterprises)
Genuine innovation with a clear technological or scientific basis
Viable business model with demonstrated market potential
Company in financial difficulty or under insolvency proceedings
Pure consulting, trading, or services with no proprietary technology
Activities already covered by another EU grant (double-funding rules apply)

Country-by-Country Guide

National programmes complement EU grants and often have higher success rates, shorter turnaround times, and lower administrative burden. Many can be stacked with EU funding subject to state aid limits. Below are the key programmes in seven major EU startup ecosystems.

Germany runs one of Europe's most structured early-stage funding systems, anchored by university-to-market transfer programmes and a deepening public venture co-investment stack.

ProgrammeAmountWho
EXIST Startup GrantUp to €3,000/month + €30K materialsUniversity spinouts, pre-formation
EXIST Research TransferUp to €250K (Phase 1)Research-based spinouts
GO-Bio / GO-Bio NextUp to €2M+Life sciences R&D startups
KfW Future Fund (Zukunftsfonds)Up to €50M co-investmentSeries A-C, alongside VCs
DeepTech & Climate Fund€10-100M equityDeep tech / climate scale-ups

The German government's €1 billion large VC fund is being extended from 2026, targeting scale-ups that have outgrown seed instruments.

France's France 2030 plan earmarks €1.5 billion annually in startup-focused calls, with Bpifrance as the primary delivery vehicle. The Deeptech Plan aims to create 500 deeptech startups per year by 2030.

ProgrammeAmountStage
BFT Lab (Bpifrance French Tech Lab)€30K-€120K grantPre-creation, deeptech
BFTE (French Tech Emergence Grant)Up to €90KFeasibility, early TRL
French Tech 2030Variable (programme-specific)Scale-ups in strategic sectors
France 2030 Acceleration€1.5B total in 2024 callsBatteries, AI, robotics, digital health
French Tech Acceleration FundEquity co-investmentSeries A-B French tech companies

Bpifrance's 2026-2030 strategy dedicates €10 billion to AI and disruptive technology investments across all financing instruments.

🇪🇸

CDTI Innovacion, Spain's State Innovation Agency, has a total 2026 budget of €1.817 billion for grants, loans, and venture investment. NEOTEC is the flagship grant for early-stage technology startups.

ProgrammeAmountRequirements
NEOTEC 2026Up to €250K (€325K with PhD staff)6 months to 3 years old, min €20K capital
CDTI R&D LoansUp to 85% of project costsR&D intensive, all stages
Science and Innovation MissionsVariableNext Gen EU aligned, strategic sectors
Innvierte (CDTI Venture)Equity co-investmentTech startups with VC backing

NEOTEC is non-repayable and does not take equity. Focus areas for 2026: deeptech, biotech, medtech, energy, advanced materials, and AI with strong R&D content.

Italy channels startup funding primarily through CDP Venture Capital (the National Innovation Fund), which manages several direct and fund-of-funds instruments alongside Italy Domani (PNRR) financing.

ProgrammeAmountFocus
Fondo Nazionale Innovazione€2B total committedAll stages, direct + fund-of-funds
Italia Venture IISeed to Series A equitySouthern Italy startups
Digital Transition Fund€400M total (deadline June 2026)AI, cloud, Industry 4.0, cybersecurity
PNRR Startup FinancingVariableEarly-stage, Italy Domani aligned

The Digital Transition Fund financing agreements must be signed by 30 June 2026 to access the €400 million in resources.

Portugal's National Strategy for Entrepreneurship structured around Startup Portugal, with IAPMEI handling business support and ANI managing innovation recognition and national R&D funding. Portugal 2030 (successor to PT2020) provides the ERDF envelope.

ProgrammeAmountDetails
Vouchers for Startups (PRR)€30,000 fixed amountNew digital/tech products, EU co-funded
Portugal 2030 Innovation CallsVariable (ERDF rates)R&D, digitalization, green transition
ANI Innovation RecognitionTax benefits + R&D creditsHigh-growth potential companies
Startup Portugal AcceleratorsGrant + acceleration supportEarly-stage startups, 15 measures
🇵🇱

Poland runs one of Europe's largest EU co-financed innovation programmes under the €2 billion European Funds for a Modern Economy (FENG) framework for 2021-2027. PARP manages startup-focused grants; NCBR handles R&D.

ProgrammeAmountDetails
Eastern Poland Startup PlatformsUp to PLN 600K (~€130K)Non-repayable seed, 100% cost coverage
Startup Booster PolandUp to PLN 400K (~€85K)MVP-stage, nationwide, de-minimis
STEP (FENG framework)VariableStrategic EU tech platform projects
Green Business and Innovation€55M total (Norway Grants)Green SMEs, female-led track (€8M)
NCBR Fast Track R&DUp to PLN 3M for SMEsIndustrial R&D, all sectors

PARP grants are de-minimis aid and can be layered with Eurostars or Horizon Europe cascade grants. The Green Business programme Call 1 (€50M) and Call 2 (female-led, €8M) are both expected to open in 2026.

The Netherlands uses tax incentives more than direct grants, with the WBSO R&D tax credit as the centrepiece. Direct grant programmes through RVO target specific sectors and innovation partnerships.

ProgrammeBenefitDetails
WBSO 2026Up to 50% tax credit on R&D wagesStarters get extra €7,996 supplement; rolling applications
Innovation Box9% effective corp tax rateProfits from IP/innovation activities
RVO Innovation CreditRisk-bearing loan, 35-45% of costsHigh-risk tech development projects
MIT (SME Innovation Top Sectors)€20K-€350KPriority sectors: life sciences, green tech, digital

For 2026, WBSO starters receive a 40% tax credit on the first €380,000 of qualifying R&D labour costs, compared to 32% for established companies.

Stage-to-Programme Matching: Quick Eligibility Checker

Match your startup's current stage to the most suitable programmes before investing time in applications.

Startup StageEU-LevelNational (examples)Typical Range
Idea / Pre-formationEIC Pathfinder, EITEXIST (DE), BFT Lab (FR)€30K - €120K
Pre-seed (TRL 3-5)EIC Transition, EurostarsNEOTEC (ES), BFTE (FR), PARP (PL)€85K - €500K
Seed / MVP (TRL 5-7)EIC Accelerator (grant-only), EurostarsCDTI loans (ES), WBSO (NL), NCBR (PL)€200K - €2.5M
Series A (TRL 7-8)EIC Accelerator blendedKfW Future Fund (DE), Bpifrance (FR)€1M - €12.5M
Series B+ (Scale-up)EIC STEP Scale-UpCDP Venture (IT), DeepTech Fund (DE)€10M - €100M
Stacking Programmes
EU grants can generally be combined with national grants as long as the combined public funding does not exceed eligible costs and each grant covers distinct cost categories. Always consult state aid rules (de-minimis, GBER) before stacking. Eurostars and PARP grants, for example, are both structured as de-minimis aid and can be layered.

Application Strategy for 2026

Before You Apply

Register on the EU Funding & Tenders Portal and obtain your PIC (Participant Identification Code)
Confirm your SME status using the EU SME self-assessment tool
Map your current TRL accurately - the wrong programme for your stage wastes months
Contact your national EIC National Contact Point (NCP) for free pre-application feedback
Review evaluator comments from previous rounds (published by EIC) to understand scoring
For Eurostars, find a partner in another eligible country before the call opens

What Evaluators Look For

EIC evaluation uses three weighted criteria. Understanding the weighting helps allocate writing effort:

  • Excellence (30%) - Breakthrough nature of the innovation, scientific or technological soundness, TRL progression plan.
  • Impact (40%) - Market size, competitive advantage, commercialisation plan, European and societal impact. This is the highest-weighted criterion.
  • Implementation (30%) - Team capability, project management, milestones, budget justification.
Quick Tip
The EIC jury interview is 10 minutes pitch followed by 35 minutes of questioning by a panel of investors and experts. Companies that prepare specifically for hostile investor questions outperform those who rehearse their standard investor pitch. The interview decides roughly 50% of final outcomes.

Common Rejection Reasons

  1. Incremental rather than breakthrough - EU grants target high-risk innovations, not optimisation of existing products.
  2. Market size understated - A credible bottom-up addressable market calculation with named customer segments is expected.
  3. Team gaps not acknowledged - Evaluators penalise teams that do not identify missing capabilities and a plan to address them.
  4. Wrong TRL claim - Overstating readiness is detected immediately and damages credibility across the whole application.
  5. Budget not justified - Each cost item must link directly to a specific work package and deliverable.

EU Startup Funding: Key Statistics for 2026

61
Startups funded in first 2026 EIC Accelerator round
From 121 companies invited to interview (50% interview conversion)
€467M
Total proposed funding in Feb 2026 round
85% of winners chose blended finance (grant + equity)
17
Countries represented in Feb 2026 EIC results
Top: Germany, Spain, France, Sweden
28%
Women in key leadership roles among EIC winners
CEO, CTO, or CSO positions in Feb 2026 cohort

Frequently Asked Questions

What is the most valuable EU grant for startups in 2026?

The EIC Accelerator is the flagship EU startup grant in 2026, offering up to €2.5 million in non-dilutive grant funding plus up to €10 million in equity investment from the EIC Fund. The 2026 budget is €414 million across all rounds. For collaborative R&D, Eurostars offers €300,000 to €500,000 per partner for cross-border projects.

What is the success rate for the EIC Accelerator in 2026?

The overall application-to-funding success rate for the EIC Accelerator is approximately 5.9%. However, companies that reach the jury interview stage have roughly a 50% chance of being selected. In the February 2026 results, 61 of 121 companies invited to interview were funded.

Can non-EU startups apply for EU grants?

EU grants are primarily for legal entities registered in EU member states or Horizon Europe associated countries. Some EIC programmes are open to companies in associated countries (such as Norway, Switzerland, Israel, and others). Non-EU founders can be eligible if they incorporate in an EU country.

Do EU grants for startups require equity or repayment?

EU grants are non-repayable and non-dilutive. However, the EIC Accelerator blended finance option also includes an equity component from the EIC Fund, which is separate from the grant. You can apply for grant-only if you prefer not to take equity.

How long does it take to receive an EIC Accelerator decision?

The EIC Accelerator runs six cut-off dates per year in 2026. From submission to final decision typically takes four to six months, including the two-stage evaluation process and jury interview. Grant agreements are signed after the funding decision.

What national programmes can be combined with EU grants?

Most national programmes can be stacked with EU grants provided the total public funding does not exceed the eligible costs. Germany's EXIST, France's BFT Lab, Spain's NEOTEC, and Poland's PARP programmes are commonly combined with Eurostars or Horizon Europe cascade funding. Always check state aid rules for each combination.

What technology readiness level (TRL) is required for EIC Accelerator?

EIC Accelerator targets TRL 6 to 8, meaning the technology should be at prototype or pre-commercial stage. TRL 1 to 4 projects should consider EIC Pathfinder. TRL 4 to 6 projects are better suited to EIC Transition. Eurostars is more flexible, supporting TRL 3 and above.

Is there EU startup funding specifically for women founders?

Several EIC programmes track gender diversity and the EIC has targets around women-led companies. Poland's Green Business and Innovation Programme includes a dedicated Call 2 for female-led SMEs. EIT programmes and many national agencies also run accelerators and grants specifically for women entrepreneurs.

Find the Right Grant for Your Startup

Navigating EU grants across seven countries and a dozen EU-level instruments takes significant research time. Most founders spend 40 or more hours identifying the right programmes before writing a single word of a proposal.

GrantsFinder uses AI to match your startup against live EU funding calls in under two minutes. Describe your project, your stage, and your location, and the system surfaces the most relevant open calls ranked by fit score, with direct links to official programme pages.

You can also explore our complete guide to EU funding for SMEs and the in-depth EIC Accelerator vs Pathfinder vs Eurostars comparison to go deeper on any specific programme before applying.

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