EU Grants for Startups in 2026: Country-by-Country Guide
Europe has more startup funding than most founders realise. Between EU-level instruments and national co-funding programmes, a single technology startup in 2026 can access anywhere from €30,000 at pre-seed to over €12.5 million through blended EIC finance. This guide maps every major programme by country so you can find the right fit for your stage and location.
EU-Level Programmes: The Master Comparison
These programmes are run directly by EU institutions and are open to startups across all member states and most associated countries. They sit at the top of the funding stack and typically require the highest level of innovation ambition.
| Programme | Funding | Type | Target Stage |
|---|---|---|---|
| EIC Accelerator | Up to €2.5M grant + €10M equity | Blended finance | TRL 6-8, scale-up ready |
| EIC Pathfinder | Up to €4M | Research grant | TRL 1-4, consortia |
| EIC Transition | Up to €2.5M | Development grant | TRL 4-6, bridging research |
| Eurostars (Call 10) | €300-500K per partner | Collaborative R&D | TRL 3+, cross-border |
| EIC STEP Scale-Up | €10-30M equity | Strategic investment | Series B+, deep tech |
| EIT Urban Mobility | Up to €2.5M | Innovation grant | Mobility solutions |
| InvestEU (via banks) | Loan guarantees | Debt / quasi-equity | All stages, via intermediaries |
| Horizon Europe (cascade) | €50K-€200K | Sub-grant | SMEs in specific sectors |
EIC Accelerator 2026: Key Updates
The EIC Accelerator has introduced several structural changes for 2026 that improve the odds for well-prepared startups:
- Six cut-off dates per year instead of three, giving startups more entry points throughout the year.
- Simplified Step 1 with a shorter template and direct assessment criteria. Maximum 20 pages for the full proposal.
- Blended finance minimum raised to €1 million, making it slightly less accessible for very early companies but more decisive for those who qualify.
- Five challenge topics in 2026 with dedicated €50 million budgets each: advanced materials, low-emission food systems, generative AI, space technology, and future mobility.
- EIC Accelerator Open with a €384 million budget accepts proposals in any technology field outside the challenges.
Eurostars 2026: Calls 10 and 11
Eurostars, run by the EUREKA Network and co-funded by Horizon Europe, targets R&D-intensive SMEs. It is the entry point for international collaboration for startups that are not yet ready for the EIC Accelerator.
- Call 10: Open 16 January 2026, deadline 19 March 2026 at 14:00 CET.
- Call 11: Open 9 July 2026, deadline 10 September 2026 at 14:00 CET.
- At least two independent entities from two different Eurostars countries are required, with at least one being an EU or Horizon Europe associated country.
- Successful Eurostars companies can bypass the EIC Accelerator Step 1 and submit directly to Step 2.
Startup Eligibility: General Requirements
Most EU startup grants share a common eligibility baseline. Check these before investing time in any application:
Country-by-Country Guide
National programmes complement EU grants and often have higher success rates, shorter turnaround times, and lower administrative burden. Many can be stacked with EU funding subject to state aid limits. Below are the key programmes in seven major EU startup ecosystems.
Germany runs one of Europe's most structured early-stage funding systems, anchored by university-to-market transfer programmes and a deepening public venture co-investment stack.
| Programme | Amount | Who |
|---|---|---|
| EXIST Startup Grant | Up to €3,000/month + €30K materials | University spinouts, pre-formation |
| EXIST Research Transfer | Up to €250K (Phase 1) | Research-based spinouts |
| GO-Bio / GO-Bio Next | Up to €2M+ | Life sciences R&D startups |
| KfW Future Fund (Zukunftsfonds) | Up to €50M co-investment | Series A-C, alongside VCs |
| DeepTech & Climate Fund | €10-100M equity | Deep tech / climate scale-ups |
The German government's €1 billion large VC fund is being extended from 2026, targeting scale-ups that have outgrown seed instruments.
France's France 2030 plan earmarks €1.5 billion annually in startup-focused calls, with Bpifrance as the primary delivery vehicle. The Deeptech Plan aims to create 500 deeptech startups per year by 2030.
| Programme | Amount | Stage |
|---|---|---|
| BFT Lab (Bpifrance French Tech Lab) | €30K-€120K grant | Pre-creation, deeptech |
| BFTE (French Tech Emergence Grant) | Up to €90K | Feasibility, early TRL |
| French Tech 2030 | Variable (programme-specific) | Scale-ups in strategic sectors |
| France 2030 Acceleration | €1.5B total in 2024 calls | Batteries, AI, robotics, digital health |
| French Tech Acceleration Fund | Equity co-investment | Series A-B French tech companies |
Bpifrance's 2026-2030 strategy dedicates €10 billion to AI and disruptive technology investments across all financing instruments.
Spain
CDTI InnovacionCDTI Innovacion, Spain's State Innovation Agency, has a total 2026 budget of €1.817 billion for grants, loans, and venture investment. NEOTEC is the flagship grant for early-stage technology startups.
| Programme | Amount | Requirements |
|---|---|---|
| NEOTEC 2026 | Up to €250K (€325K with PhD staff) | 6 months to 3 years old, min €20K capital |
| CDTI R&D Loans | Up to 85% of project costs | R&D intensive, all stages |
| Science and Innovation Missions | Variable | Next Gen EU aligned, strategic sectors |
| Innvierte (CDTI Venture) | Equity co-investment | Tech startups with VC backing |
NEOTEC is non-repayable and does not take equity. Focus areas for 2026: deeptech, biotech, medtech, energy, advanced materials, and AI with strong R&D content.
Italy channels startup funding primarily through CDP Venture Capital (the National Innovation Fund), which manages several direct and fund-of-funds instruments alongside Italy Domani (PNRR) financing.
| Programme | Amount | Focus |
|---|---|---|
| Fondo Nazionale Innovazione | €2B total committed | All stages, direct + fund-of-funds |
| Italia Venture II | Seed to Series A equity | Southern Italy startups |
| Digital Transition Fund | €400M total (deadline June 2026) | AI, cloud, Industry 4.0, cybersecurity |
| PNRR Startup Financing | Variable | Early-stage, Italy Domani aligned |
The Digital Transition Fund financing agreements must be signed by 30 June 2026 to access the €400 million in resources.
Portugal
Startup Portugal / IAPMEI / ANIPortugal's National Strategy for Entrepreneurship structured around Startup Portugal, with IAPMEI handling business support and ANI managing innovation recognition and national R&D funding. Portugal 2030 (successor to PT2020) provides the ERDF envelope.
| Programme | Amount | Details |
|---|---|---|
| Vouchers for Startups (PRR) | €30,000 fixed amount | New digital/tech products, EU co-funded |
| Portugal 2030 Innovation Calls | Variable (ERDF rates) | R&D, digitalization, green transition |
| ANI Innovation Recognition | Tax benefits + R&D credits | High-growth potential companies |
| Startup Portugal Accelerators | Grant + acceleration support | Early-stage startups, 15 measures |
Poland
PARP / NCBRPoland runs one of Europe's largest EU co-financed innovation programmes under the €2 billion European Funds for a Modern Economy (FENG) framework for 2021-2027. PARP manages startup-focused grants; NCBR handles R&D.
| Programme | Amount | Details |
|---|---|---|
| Eastern Poland Startup Platforms | Up to PLN 600K (~€130K) | Non-repayable seed, 100% cost coverage |
| Startup Booster Poland | Up to PLN 400K (~€85K) | MVP-stage, nationwide, de-minimis |
| STEP (FENG framework) | Variable | Strategic EU tech platform projects |
| Green Business and Innovation | €55M total (Norway Grants) | Green SMEs, female-led track (€8M) |
| NCBR Fast Track R&D | Up to PLN 3M for SMEs | Industrial R&D, all sectors |
PARP grants are de-minimis aid and can be layered with Eurostars or Horizon Europe cascade grants. The Green Business programme Call 1 (€50M) and Call 2 (female-led, €8M) are both expected to open in 2026.
Netherlands
RVO (Netherlands Enterprise Agency)The Netherlands uses tax incentives more than direct grants, with the WBSO R&D tax credit as the centrepiece. Direct grant programmes through RVO target specific sectors and innovation partnerships.
| Programme | Benefit | Details |
|---|---|---|
| WBSO 2026 | Up to 50% tax credit on R&D wages | Starters get extra €7,996 supplement; rolling applications |
| Innovation Box | 9% effective corp tax rate | Profits from IP/innovation activities |
| RVO Innovation Credit | Risk-bearing loan, 35-45% of costs | High-risk tech development projects |
| MIT (SME Innovation Top Sectors) | €20K-€350K | Priority sectors: life sciences, green tech, digital |
For 2026, WBSO starters receive a 40% tax credit on the first €380,000 of qualifying R&D labour costs, compared to 32% for established companies.
Stage-to-Programme Matching: Quick Eligibility Checker
Match your startup's current stage to the most suitable programmes before investing time in applications.
| Startup Stage | EU-Level | National (examples) | Typical Range |
|---|---|---|---|
| Idea / Pre-formation | EIC Pathfinder, EIT | EXIST (DE), BFT Lab (FR) | €30K - €120K |
| Pre-seed (TRL 3-5) | EIC Transition, Eurostars | NEOTEC (ES), BFTE (FR), PARP (PL) | €85K - €500K |
| Seed / MVP (TRL 5-7) | EIC Accelerator (grant-only), Eurostars | CDTI loans (ES), WBSO (NL), NCBR (PL) | €200K - €2.5M |
| Series A (TRL 7-8) | EIC Accelerator blended | KfW Future Fund (DE), Bpifrance (FR) | €1M - €12.5M |
| Series B+ (Scale-up) | EIC STEP Scale-Up | CDP Venture (IT), DeepTech Fund (DE) | €10M - €100M |
Application Strategy for 2026
Before You Apply
What Evaluators Look For
EIC evaluation uses three weighted criteria. Understanding the weighting helps allocate writing effort:
- Excellence (30%) - Breakthrough nature of the innovation, scientific or technological soundness, TRL progression plan.
- Impact (40%) - Market size, competitive advantage, commercialisation plan, European and societal impact. This is the highest-weighted criterion.
- Implementation (30%) - Team capability, project management, milestones, budget justification.
Common Rejection Reasons
- Incremental rather than breakthrough - EU grants target high-risk innovations, not optimisation of existing products.
- Market size understated - A credible bottom-up addressable market calculation with named customer segments is expected.
- Team gaps not acknowledged - Evaluators penalise teams that do not identify missing capabilities and a plan to address them.
- Wrong TRL claim - Overstating readiness is detected immediately and damages credibility across the whole application.
- Budget not justified - Each cost item must link directly to a specific work package and deliverable.
EU Startup Funding: Key Statistics for 2026
Frequently Asked Questions
What is the most valuable EU grant for startups in 2026?
The EIC Accelerator is the flagship EU startup grant in 2026, offering up to €2.5 million in non-dilutive grant funding plus up to €10 million in equity investment from the EIC Fund. The 2026 budget is €414 million across all rounds. For collaborative R&D, Eurostars offers €300,000 to €500,000 per partner for cross-border projects.
What is the success rate for the EIC Accelerator in 2026?
The overall application-to-funding success rate for the EIC Accelerator is approximately 5.9%. However, companies that reach the jury interview stage have roughly a 50% chance of being selected. In the February 2026 results, 61 of 121 companies invited to interview were funded.
Can non-EU startups apply for EU grants?
EU grants are primarily for legal entities registered in EU member states or Horizon Europe associated countries. Some EIC programmes are open to companies in associated countries (such as Norway, Switzerland, Israel, and others). Non-EU founders can be eligible if they incorporate in an EU country.
Do EU grants for startups require equity or repayment?
EU grants are non-repayable and non-dilutive. However, the EIC Accelerator blended finance option also includes an equity component from the EIC Fund, which is separate from the grant. You can apply for grant-only if you prefer not to take equity.
How long does it take to receive an EIC Accelerator decision?
The EIC Accelerator runs six cut-off dates per year in 2026. From submission to final decision typically takes four to six months, including the two-stage evaluation process and jury interview. Grant agreements are signed after the funding decision.
What national programmes can be combined with EU grants?
Most national programmes can be stacked with EU grants provided the total public funding does not exceed the eligible costs. Germany's EXIST, France's BFT Lab, Spain's NEOTEC, and Poland's PARP programmes are commonly combined with Eurostars or Horizon Europe cascade funding. Always check state aid rules for each combination.
What technology readiness level (TRL) is required for EIC Accelerator?
EIC Accelerator targets TRL 6 to 8, meaning the technology should be at prototype or pre-commercial stage. TRL 1 to 4 projects should consider EIC Pathfinder. TRL 4 to 6 projects are better suited to EIC Transition. Eurostars is more flexible, supporting TRL 3 and above.
Is there EU startup funding specifically for women founders?
Several EIC programmes track gender diversity and the EIC has targets around women-led companies. Poland's Green Business and Innovation Programme includes a dedicated Call 2 for female-led SMEs. EIT programmes and many national agencies also run accelerators and grants specifically for women entrepreneurs.
Find the Right Grant for Your Startup
Navigating EU grants across seven countries and a dozen EU-level instruments takes significant research time. Most founders spend 40 or more hours identifying the right programmes before writing a single word of a proposal.
GrantsFinder uses AI to match your startup against live EU funding calls in under two minutes. Describe your project, your stage, and your location, and the system surfaces the most relevant open calls ranked by fit score, with direct links to official programme pages.
You can also explore our complete guide to EU funding for SMEs and the in-depth EIC Accelerator vs Pathfinder vs Eurostars comparison to go deeper on any specific programme before applying.
Related Articles
EU Funding for SMEs and Startups: Your Complete Guide
Comprehensive guide to EU funding for SMEs and startups, covering EIC Accelerator, Horizon Europe SME instruments, InvestEU, and regional funds.
Read articleEIC Accelerator vs EIC Pathfinder vs Eurostars: Which EU Innovation Grant Is Right for You? [2026]
Side-by-side comparison of EIC Accelerator, EIC Pathfinder, and Eurostars. Compare funding amounts, TRL levels, eligibility, success rates, and timelines to choose the right EU innovation grant.
Read articleEIC STEP Scale-Up Guide: EUR 900M for European Deep Tech Scale-Ups [2026]
Complete guide to the EIC STEP Scale-Up programme. Covers eligibility, EUR 900M budget, equity investments up to EUR 30M, application process, evaluation criteria, and timelines for European deep tech scale-ups.
Read articleReady to find your next EU grant?
Let GrantsFinder help you discover the perfect funding opportunities for your project.
Get started for free